Southern California Bankruptcy Attorneys - Chapter 7 Bankruptcy Southern California Bankruptcy Attorneys - Chapter 13 Bankruptcy Southern California Bankruptcy Attorneys - Bankruptcy Basics Southern California Bankruptcy Attorneys - Your Credit And Bankruptcy Southern California Bankruptcy Attorneys - Bankruptcy Basics Video Series Southern California Bankruptcy Attorneys - Stopping The Creditors Southern California Bankruptcy Attorneys - Contact Us Southern California Bankruptcy Attorneys - About Us Southern California Bankruptcy Attorneys - Frequently Asked Questions Southern California Bankruptcy Attorneys - Home
Free & Quick Evaluation
Please tell us a little about your situation and a consultant will contact you right away to schedule a free bankruptcy consultation.

Full Name:

Email :

Phone :

How much of each debt do you have?      
Medical Bills:
Credit Cards:
Tax Debt:
Auto Loans:
Total Mortgage Debt:
Are you currently in any of the following ? Total Mortgage Debt
Credit Cards
Tax Debt
Auto Loans
Medical Bills

Describe your situation:
Call Us, Toll Free

877.246.2745


Frequently Asked Questions
  1. Can I keep my house if I file for Bankruptcy?
    In most cases, you are able to keep your home. Even if you have equity in your home, you may be able to file Bankruptcy and protect it.  If your mortgage is upside down (you owe the bank more than the house is worth), the Court WILL NOT require the sale of your home.


  2. Can I Keep my Car?
    In most cases, you are able to keep your car. If your car is worth more than what you owe, there are Exemptions which can be applied to protect your car.  Also, filing a Chapter 13 is often times the only way to save a car which about to be repossessed by the Bank.


  3. Will Bankruptcy Hurt My Credit Score?
    The short answer is yes, but not being able to pay your bills also hurts your credit score. If you’re considering bankruptcy, you’re probably at the point where not filing for bankruptcy is more harmful to your credit than not.


  4. Can I Get A loan After I File For Bankruptcy?
    Absolutely - as a matter of fact, you'll probably receive several offers from all sorts of lenders! How is that possible? Think about it, after your bankruptcy is discharged you’ll have ZERO DEBT, and will work hard to rebuild your credit. Because of this, lenders know you’re a good credit risk and are willing make offers to you when they may not have previously.


  5. If I File For Bankruptcy, Does My Spouse Have To As Well?
    Not at all. Bankruptcy is an individual filing and there is no requirement that your spouse file if you do.


  6. If I File For Bankruptcy, Will My Spouse's Credit Be Affected?
    The only way that your spouse's credit will be impacted is in relation to assets that the two of you share. For example, if you and your spouse’s names are on a mortgage and you file for bankruptcy, your spouse’s credit will be negatively affected for ONLY that loan. Any other loans or credit cards that your spouse holds will be unaffected.


  7. If I Can't Pay My Bills, How Can I Pay For Bankruptcy?
    At some point, the question becomes how can you afford NOT to file for Bankruptcy? What is the price of your peace of mind? Do you want to stop a foreclosure proceeding and keep your home?  Do you want to stop the endless debt collector phone calls? Do you want a chance to start over with a clean slate?
    8. Besides, you can retain our services for as little as $99 to start and can pay the rest as we go.

  8. How Long Does The Bankruptcy Filing Process Take?
    The Bankruptcy filing process should take us no more than 30 days. Once your Bankruptcy is filed with the court you are protected from debt collectors by what is called “automatic protection”. Learn more about the process from our Bankruptcy Basics Video Series.


Proudly providing bankruptcy services to these and other cities in Southern California


Orange County

 

Los Angeles County

Riverside County

San Bernardino County

Allenbaugh Samini Ghosheh, LLP, is a federally designated DEBT RELIEF AGENCY as defined in the 2005 amendments to the US Bankruptcy Code. This law firm provides legal advice regarding the pros and cons of filing bankruptcy and represents people and small businesses in filing for bankruptcy relief under the US Bankruptcy Code. | Full Terms & Conditions | © 2010 All rights reserved.